Certificates of Deposit

Term

Minimum Balance

Interest Rate

APY

31 Days

$1,000

1.25%

1.26%

60 Days

$1,000

1.50%

1.51%

91 Days

$1,000

2.00%

2.02%

181 Days

$1,000

2.00%

2.02%

1 Year

$1,000

2.25%

2.25%

2 Years

$1,000

2.35%

2.35%

2 Years-Bump Up

$10,000

2.25%

2.25%

2.5 Years

$1,000

2.40%

2.40%

5 Years

$1,000

2.75%

2.75%

NOTE: Annual Percentage Yield is accurate as of October 31, 2008. Both APY and Interest Rate may change at any time without prior notice. APYs on CDs with maturities of one year or greater assume annual interest payout. After your CD is opened, the interest rates are fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
 
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